Individual Health Insurance

Health insurance designed for real life

Health insurance that supports you and your family through illness or injury.

Or call us at

04 - 727 000

Or call us at

04 - 727 000

Flexible Coverage for Evolving Needs

Designed to adapt to evolving healthcare needs, our plans offer flexible coverage options to suit different budgets and places of residence, supported by a wide network of trusted providers, and administered by GlobeMed Lebanon, one of the country's leading third-party administrators.

Prosthesis Coverage

Covers prosthetic devices required as a result of post-traumatic accidents, as well as medically necessary prostheses related to illness, including coronary stents.

Organ Transplantation

Covers organ transplantation for the insured recipient, including bone marrow transplantation, in accordance with the applicable class of coverage.

Maternity Benefits

Offers unlimited maternity coverage from the first renewal, covering delivery costs and any medically necessary treatment for maternity-related complications.

Cancer Treatment

Includes coverage for radiotherapy, chemotherapy, and advanced cancer treatments, ensuring access to essential medical care throughout the course of treatment, in line with the selected coverage.

Genetic Cancer Tests

Includes coverage for Prosigna and Oncotype DX genetic tests when medically indicated, supporting accurate diagnosis and informed treatment planning as part of comprehensive cancer care.

Breast Surgery

Provides coverage for breast surgery, including reconstruction procedures and prosthetic devices, when medically required and in accordance with the selected coverage plan.

Health Insurance Programs

Get the care you need instantly

Perpetual program

Unlimited lifetime hospitalization coverage across Lebanon, France, and the MENA region, including international emergencies. Choose your preferred level of comfort: Luxe, First, Second, or Semi-Private with comprehensive protection covering maternity, oncology, organ transplants, emergencies, rehabilitation, and home care, along with guaranteed renewability after 180 days.

Health Protect program

Health Protect Program provides unlimited financial coverage with up to 720 lifetime hospitalisation days in Lebanon (First, Second, or Semi- Private), including emergency care, surgery, maternity, oncology, newborn benefits, and guaranteed renewability after 180 days.

Ambulatory Benefit Plan

Optional add-on to the Perpetual plan covering outpatient diagnostics, including MRI, CT scans, X-rays, and physiotherapy. Access approved network providers with real-time eligibility confirmation. 15% coinsurance per service (as per policy terms).

Prescription Medicine Benefit Plan

Optional Perpetual add-on providing card-based access to approved medicines and CDC-recommended vaccines through the GlobeMed pharmacy network, with unlimited transactions and 15% coinsurance (as per policy terms).

Detailed coverage benefits

Perpetual Preferred Program

Health Protect Program

Geographic Coverage

MENA, France

Lebanon

In-Hospital: General Conditions

Financial Limitation

Unlimited

Other Limitation (for GR adherents)

720 days per lifetime

Age Limitation at Enrollment

From 0 to 65 (can be extended to 75)

Excess/Deductible/Co-Pay/Co-Insurance

Not covered

Network

Full

Full Network for the following diseases: 1- Open Heart Surgeries 2- Major Brain Surgeries 3- Major Burns (3rd degree and above) 4- Cancer 5- One ER case not related Limited (Excluding CMC, KMC, SGO, and Rizk/Saint-John) for other cases

Guaranteed Renewability (GR)

Granted from Day 0 with immediate Effective Date, in addition to 180 Days Observation Period to take the appropriate Underwriting decision (Exclusions/Limitations)

Continuity

Yes (previous 1 year continuous policy)

International Coverage & Assistance

Financial Limitation (ER outside territory of coverage)

Up to 65,000$ (overseas tariffs)

Not covered

Access to Worldwide Network

All Classes

On Reimbursement basis only up to Lebanese tariffs

Financial Limitation (Medical Assistance Services) (6)

Up to 100,000$

Not covered

Benefits - Medical Assistance Services (6): 1- Medical Emergency Referral 2- Travel of one Immediate Family Member to stay with the Insured in case of Accident 3- Escort of minor Child in case of Accident of the Insured 4- Transport to a properly equipped medical facility in case of Accident 5- Repatriation to the Country of Residence in case of Accident 6- Repatriation of Mortal Remains to the Country of Residence

All Classes

Not covered

Geographic Coverage

MENA, France

In-Hospital: General Conditions

Financial Limitation

Unlimited

Other Limitation (for GR adherents)

720 days per lifetime

Age Limitation at Enrollment

From 0 to 65 (can be extended to 75)

Excess/Deductible/Co-Pay/Co-Insurance

Not covered

Network

Full

Guaranteed Renewability (GR)

Granted from Day 0 with immediate Effective Date, in addition to 180 Days Observation Period to take the appropriate Underwriting decision (Exclusions/Limitations)

Continuity

Yes (previous 1 year continuous policy)

International Coverage & Assistance

Financial Limitation (ER outside territory of coverage)

Up to 65,000$ (overseas tariffs)

Access to Worldwide Network

All Classes

Financial Limitation (Medical Assistance Services) (6)

Up to 100,000$

All Classes

See complete list of coverage

Explore Corporate Medical Insurance

Supporting your business every step of the way

Corporate health plans tailored to your workforce, with adaptable benefits, coverage limits, and network choices.

Call us at 04-727000